What is the main function of the motor Insurers Bureau MIB?
MIB’s obligation is to handle claims in accordance with The Uninsured Drivers’ Agreements and The Untraced Drivers’ Agreements produced in collaboration between MIB and the Government. MIB is restricted to paying compensation in circumstances where compulsory motor insurance should have been in place.
How do I contact the MIB?
If you cannot find the answer to your query, or have any other questions, please send an email to [email protected] or you can phone us on 0345 165 2800 between 9am – 5pm Monday to Friday.
What is an MIB claim?
MIB provides advice and support on making motor insurance claims. You can submit all your different claims electronically, so we no longer accept paper claim forms for claims against the untraced drivers agreement and the uninsured drivers agreement.
Who funds the MIB?
According to the MIB’s website’s FAQ section, the cost of funding the MIB is ultimately borne by law-abiding motorists who pay their insurance premiums. The offices are near the junction of the A422 (Monks Way) and B4034 (Marlborough Street) in Linford Wood, Milton Keynes.
How long does it take for the MIB to pay out?
We will make every effort to decide within three months on whether to make a compensation payment. For cases submitted in the Process for Low Value Personal Injury Claims in Road Traffic Accidents, we will aim to make a decision within 6 weeks.
How long does it take for MIB to pay out?
Can you get compensation for soft tissue damage?
If your soft tissue injury was caused by a no-fault accident, you may be eligible to make a soft tissue injury claim for compensation.
How long does a MIB claim take?
What is the average payout for whiplash UK?
between £1,000 to £3,000
The average whiplash payout in the UK is between £1,000 to £3,000 for milder injuries where there is some discomfort and headaches lasting from a few days to a few weeks. More severe whiplash injuries with longer-term symptoms can settle for up to almost £100,000 in the most serious cases.
How much does a soft tissue injury cost?
Despite this, with competent representation, average insurance settlements for soft tissue injury cases have ranged on average between $10,000-$20,000 for soft tissue injuries like ankle injuries and neck and back related soft tissue sprains and strains.
How long does an insurance company have to investigate a claim UK?
3 months
A response to this must be provided to the claimant solicitor within 21 days. At this point a defendant insurer has a period of 3 months to properly investigate the allegations made in the claim and then respond to the claimant solicitor.
Is Whiplash considered a soft tissue injury?
Whiplash-a soft tissue injury to the neck-is also called neck sprain or neck strain. It is characterized by a collection of symptoms that occur following damage to the neck, usually because of sudden extension and flexion.