How do I access my Unaitas account?

Access your account at the comfort of your home by dialing *493# for mobile banking and make deposits using paybill 544700.

Is Unaitas a bank or a Sacco?

Unaitas is a deposit taking Savings and Credit Cooperative (SACCO) organization, licensed under the SACCO Societies Act, 2012.

Does Unaitas have an app?

Have you downloaded the Unaitas Mo Cash App? Don’t miss out. Download on Google Play and install.

How do I pay my Unaitas loan?

Cash Deposit

  1. Go to M-Pesa menu in your phone.
  2. Select Lipa Na M-Pesa, Paybill Option.
  3. Enter Unaitas Business Number 544700.
  4. Then enter Your Unaitas Account Number that you want to deposit money to.
  5. Enter the amount you want to deposit.
  6. Enter your M-Pesa PIN.
  7. Confirm transaction and wait for an SMS Notification.

How do I check my Unaitas balance?

Access your account at the comfort of your home by dialing *493# for mobile banking and make deposits using paybill 544700. Enjoy convenient banking as your customers use cashless payment. Talk to us today to link your till to your Unaitas account.

Which is the largest Sacco in Kenya?

2NK Sacco Society Ltd
This article outlines a reasonable investment SACCO feature and a list of the top 20 SACCOs in Kenya 2022….Complete list of SACCOs in Kenya.

1 2NK Sacco Society Ltd
2 Acumen Sacco Society Ltd
3 Afya Sacco Society Ltd
4 Agro-Chem Sacco Society Ltd

How old is Unaitas Sacco?

From humble beginnings in Murang’a in 1993, Unaitas Sacco has expanded to become the seventh largest savings and co-operative society (sacco) in Kenya in terms of asset base.

How do I access Unaitas Sacco mobile banking?

Access your account using mobile banking Ussd code *493# to make withdrawals, transfer and FREE Utility bills payment.

How do I check my Unaitas balance on my phone?

How do I withdraw money from Unaitas Sacco mpesa?

How to withdraw money from Unaitas to M-Pesa

  1. Dial *493# and call and log in with your Mo-Cash PIN.
  2. Select the Withdraw option.
  3. Select account number to withdraw from.
  4. Enter the amount to withdraw and continue.
  5. Confirm the withdrawal and wait for the reply.

How do I get a loan from Unaitas Sacco?


  1. Be a Unaitas member.
  2. A duly completed loans application form.
  3. 3 months active account operation or verifiable statement from previous bank.

How much dividends do Saccos pay?

Other double-digit dividend-paying SACCOs in 2021 include Kenya Police Sacco, which paid a dividend at the rate of 17%, Cosmopolitan SACCO at 15%; Stima SACCO, which paid 14% dividend on Share Capital and Invest & Grow(IG) SACCO which paid a dividend at the rate of 12%.

Which is the oldest SACCO in Kenya?

Established in 1974, Stima Sacco Society is one of the oldest Deposit Taking Saccos in Kenya, undertaking both withdrawable deposits and non withdrawable deposits.

Which is the best performing SACCO in Kenya?


1 Police Sacco Nairobi, Eldoret, Kakamega, Nyeri, Kisii, Nakuru, Meru and Mombasa
2 Stima Sacco Nairobi, Mombasa, Kisumu, Nakuru, Ol-Kalou, Eldoret, Embu
3 Tower Sacco Ol-Kalou (Nyandarua), Nairobi, Nakuru, Nyahururu and Laikipia
4 Mhasibu Sacco Nairobi, Kisumu, Mombasa

When was Unaitas Sacco formed?

US$36.07 million) and membership was more than 230,000….

Type Private
Founded 1993
Headquarters Nairobi, Kenya
Key people James Kinoro Chairman Martin Muhoho Chief Executive Officer
Products Loans, Savings, ATM Debit Cards, Mobile Banking Service

How do I transfer money from mpesa to Unitas?

Go to M-Pesa Menu > Select Lipa na M-PESA > Paybill Option > Enter Unaitas business number – 544700 > Enter the account number you want to deposit money to > Enter amount you want to deposit > Enter your M-pesa PIN > Confirm transaction and wait for reply.

How much can I borrow from a Sacco?

You Borrow Against Your Savings A general rule for most Saccos is that you are only eligible for a maximum loan that is equivalent to three times your savings. So, if say you have Ksh100,000 in savings, then the maximum loan you can borrow is Ksh300,000.

How do I qualify for a Sacco loan?

To qualify for a loan from the Sacco one should meet the following requirements:

  1. Be an active member of the Sacco with regular deposits contributions.
  2. Must have paid (or is paying) the minimum share capital requirement by the Sacco.
  3. Must have been a member of the Sacco for at least three months.

Which Sacco has the highest dividends in Kenya?

Top on the list of most rewarding SACCOs is Nyati Sacco, which has declared a dividend on share capital at the rate of 21% and interest on members’ deposits at 11.3O%.

How do I withdraw dividends from Sacco?

Dial *346# to withdraw your 2019 to your Mpesa. *346# > Withdraw >Dividends.

Which is the biggest SACCO in Kenya?


1 Stima Sacco DT
2 Police Sacco DT
3 Gusii Mwalimu Sacco DT
4 Sheria Sacco Educationnewshub DT

Which is the best SACCO to join in Kenya?

Best Investment Saccos in Kenya

  • Unaitas SACCO.
  • Kenya Police SACCO.
  • Stima SACCO.
  • K-Unity SACCO.
  • Waumini SACCO.
  • Maisha Bora SACCO.
  • Hazina SACCO.
  • Wanandege SACCO.

Is Unaitas a bank?

Unaitas Sacco Society Limited, whose full name is Unaitas Savings & Credit Cooperative Society Limited, also Unaitas Sacco, is a savings and credit co-operative society (Sacco) in Kenya. Membership includes individuals, investment groups and small businesses. The Sacco has plans to transform into a commercial bank.

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