Does Home Depot credit card have 5% off?

If you want to get 5% off, you won’t be able to finance a purchase with an available special financing offer. The Home Depot Consumer Credit Card does not offer a discount, but there are rotating limited time offers for a variety of products and services. The welcome bonus offers for both cards are worth up to $100.

Do you get a discount if you open a Home Depot credit card?

New cardholders enjoy a modest discount On new accounts, The Home Depot Consumer Credit Card offers $25 off purchases of $25 to $299, $50 purchases of $300 to $999, or $100 off purchases of $1,000 or more.

Does Home Depot card offer rewards?

Does Home Depot Have a Rewards Card? Home Depot offers a credit card for individual consumers, as well as various commercial and contractor cards. There are no rewards or cash back tied to the card, however. It does include certain statement credits and discounts.

What is the max on Home Depot credit card?

Why Is This Card So Popular? What Does It Give Me? The Home Depot Project Loan gives cardholders an extremely large line of credit (up to $55,000), 6 months to make purchases, and up to 9.5 years to pay it all off.

Can I use Home Depot credit card at Lowes?

Editorial and user-generated content is not provided, reviewed or endorsed by any company. No, you cannot use your Home Depot® Credit Card everywhere. You can’t use the Home Depot® Credit Card outside of Home Depot stores and the Home Depot website, because it’s a store card.

Which credit card has offers for Home Depot?

Extended return policy and up to 24 months in special financing. The Home Depot Consumer Credit Card helps your budget go further on your next home improvement upgrade or repair. This store credit card is offered through Citi, with card approval and special financing offers subject to creditworthiness.

What bank is Home Depot credit card through?

Citi
The Home Depot Consumer Credit Card, issued by Citi, charges no interest for the first six months on purchases of $299 or more. During special promotional periods, you may qualify for up to 24 months of no interest on certain larger purchases.

What is the average Home Depot credit line?

The starting credit limit for Home Depot Credit Card is usually $500. You can be approved with only a Fair (640+) credit score, but your credit limit depends on various factors, the most important being your credit history and your disposable income.

What bank does Home Depot use?

Citibank
About the card The Home Depot Consumer Credit Card can only be used on purchases at Home Depot. The card is issued by Citibank and offers different financing options. If you plan on making a large purchase, this card provides financing options based on the price of the purchase.

Can I use my Home Depot card for gas?

No, you cannot use your Home Depot® Credit Card everywhere. You can’t use the Home Depot® Credit Card outside of Home Depot stores and the Home Depot website, because it’s a store card.

Can you use Home Depot credit card to purchase gift cards?

We can accept VISA, MasterCard, American Express, Discover and PayPal. Neither The Home Depot Consumer Credit Card nor The Home Depot Commercial Revolving Charge Card can be accepted as payment for a Gift Card purchase because this site is operated by The Home Depot’s third-party partner, CashStar.

Does Home Depot credit card report to credit bureaus?

The Home Depot® Credit Card reports to the credit bureaus monthly, within days after the end of a cardholder’s monthly billing period. Home Depot® Credit Card reports the card’s credit limit, account balance, payment history, and more to all three of the major credit bureaus: TransUnion, Equifax, and Experian.

Can you pay off a Home Depot credit card with another credit card?

Typically, you can’t simply pay your credit card bill with another card as if you were paying your utility or phone bill. Credit card companies don’t usually accept credit cards as a regular form of payment, in part because it opens the door for debt to revolve through your accounts in an infinite loop.

Is 640 a good credit score?

Your score falls within the range of scores, from 580 to 669, considered Fair. A 640 FICO® Score is below the average credit score. Some lenders see consumers with scores in the Fair range as having unfavorable credit, and may decline their credit applications.

What credit does Home Depot pull?

The Home Depot uses a number of bureaus to offer credit card service to its customers. The common credit bureau used by Home Depot is Equifax, Experian, and TransUnion. These bureaus check the eligibility of customers to avail of store credit.

How hard is it to get Home Depot financing?

You’ll need at least fair credit – a credit score of 640 or higher – for approval. If you have fair credit, you may end up with an APR on the higher end of the range. It’s worth mentioning that the Home Depot® Credit Card offers a financing offer of 0% for 6 – 24 months on purchases.

Does Home Depot store credit card expire?

Both plastic and eGift Cards have no fees or expiration dates and are redeemable at any The Home Depot store or online at homedepot.com.

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